There is no сentral account, where all the money flows to (and where it can be easily stolen from :-)). All the money is distributed between the participants themselves! On a lot of thousands and millions of accounts. Participants transfer money directly to each other, without intermediaries! (What are they for? :-)) HCF only regulates the process and nothing more. The System completely belongs to people. Without fools! It is a real mutual aid fund, where ordinary people help each other.
HOW DOES IT WORK
How does it work technically? You declare the willingness to give help (click in your Personal Office (hereinafter PO) "Give HCF"), after that your account will be credited with HCFCoins (internal currency of the System). HCFCoin's amount will start to grow from the moment of Give HCF. And the rate of growth can be slowly or rapidly, everything depends on you & your activity only. (Calculation of growth occurs every day at 00:00 GMT.) This sum in HCFCoin's shows how much money you earn from daily help. We make the participation in HCF more attractive and useful for everybody. We encourage our participant to be involved in development of HCF.
Let’s consider an example now. Say, you have announced willingness to provide help in amount of $5000. You will be credited in your PO with 5000 HCFCoins. And they will immediately start to grow every day! But the rate of growth directly depends on your activity. If you perform tasks every day, your HCFCoins will grow rapidly. And vice versa, your HCFCoins will grow slowly if you don't perform any tasks. However, it is not necessary to wait for a month. Help can be requested at any time. But only after confirmation of your HCFCoins. What does "after confirmation" mean? It means only after your money transfer, when you really provide assistance to another participant. (But not just declare willingness. :-)) Order for providing help comes to you in your Personal Office. If you do not complete it within 48 hours, you will be removed from the System!